First Time Buyers

Buying your first home can be a lengthy and daunting process if you’re unsure of what to do. At SDP Real Estates we arm you with the right information and support to help you on your journey.

Our advice will save you time, money and effort and you’ll be ready to take on the property ladder before you know it!

Top Tips

What Is A Mortgage?

A mortgage is a type of loan buyers use to purchase a property.

Mortgages can be obtained from banks, building societies and mortgage lenders. The amount they lend you falls down to your circumstances, credit score and the amount you can realistically afford to repay. Interest on the loan is usually charged and you will have an agreed time span (mortgage term) to repay the amount borrowed. It is important to understand that the interest rate can and will change over the duration of the loan, so do your research on your chosen lender.

When choosing a mortgage there’s several key things to consider; 1. How much can you afford to borrow and then repay on a monthly basis? 2. What’s the best repayment option for you? 3. How long should your mortgage term be? 4. What type of mortgage is most suitable for you?

Home Valuation

Whether you’re buying, selling or letting it’s always wise to have the property valued.
We use accredited surveyors who provide each of our customers with a professional insight on the properties worth.
We assist each Buyer to ensure they’re making a confident and informed decision based on the knowledge of an expert.

Our network of surveyors will be able to advise you on the value of a property.

Speak with one of our agents to find out more